The last digit of the card number (the 16th digit in most cases) is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number. These 8 digits are the most important part of the credit card number.
In this case, the IIN of 552492 indicates that this card was issued by Morgan Stanley Smith Barney in United States.ĭigits 7-15 of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder. This sequence uniquely identifies the bank that issued the card. The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). In this case, the MII of 5 indicates that this is a Mastercard card. The first digit of the card is known as the MII digit, and indicates the credit card's scheme. (Attachments: 1 Exhibit Exhibit 1 - MS Template CA Consumer Notice, 2 Exhibit Exhibit 2 - MS Letter to Iowa AG). (Filing Fee 400.00, Receipt Number ANYSDC-20912525)Document filed by Sylvia Tillman, Richard Gamen, Vivian Yates, Amresh Jaijee, Cheryl Gamen. A Source: ASPPA’s ASPPA 401(k) Leadership Award is designed to acknowledge a specific accomplishment and/or contribution by an individual or group of individuals within the 401(k) industry.
#SMITH BARNEY VERIFICATION#
While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes. COMPLAINT against Morgan Stanley Smith Barney LLC. Neither Morgan Stanly Smith Barney LLC nor its Financial Advisors pay a fee to 401kWire in exchange for the rating. Every day that the new company operates, the domain name becomes more valuable.īoth companies do seem to understand the value of short domain names, with Morgan Stanley owning MS.com, and Smith Barney owning SSB.com (short for Salomon Smith Barney), although SSB.com doesn’t resolve any longer for some reason.Anatomy of a Morgan Stanley Smith Barney Mastercard Credit Card Number
Let’s hope both parties realize this and work out something beneficial. The owner has one obvious buyer, and MSSB has an obvious motivation to get a deal done. However, in the months following, they have had plenty of time to acquire it as well as the resources. Since the merger came together quickly and was announced quickly to help stem consumer concern, they didn’t have time to negotiate to buy a domain name during this period of time. Clients can still log into their accounts by using or as they did before, but I would imagine something will change once the rollout has been completed to help with brand cohesiveness and recognition.Īlthough the domain name was registered and owned well before the merger, MSSB has done itself a major disservice by not acquiring the domain name already. The renamed organization does own the long domain name, but that’s a pain in the ass to type in and not typo. Joel LaGore, (FINRA Arbitration 09-03947, March 28, 2011). Also in 1998 Travelers merged with banking behemoth Citicorp to form Citigroup. The new company dubbed Morgan Stanley Smith Barney began notifying customers of the name change earlier this month via USPS, and the letters were written on Morgan Stanley Smith Barney letterhead, although there is no url cited in the top or bottom of the letter. In 1998 Salomon Smith Barney helped bail out Japans struggling Nikko Securities (now Nikko Cordial), which combined its investment banking operations with those of the US firm the two formed joint venture Nikko Salomon Smith Barney a year later. One of the pieces of fallout of the US economic situation was the merger of Morgan Stanley and Smith Barney, two of the largest investment and financial management firms in the world.
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